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Billing & Refund Policy

Important information about payments, billing, and our refund policy.

Last Updated: February 24, 2026•Effective: February 24, 2026
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Important: All Purchases Are Non-Refundable

All payments made on The Local Gem are final and non-refundable. By making a purchase, you acknowledge and agree that you will not be entitled to a refund for any reason. Please read this policy carefully before completing your purchase.

Quick Navigation

1. Overview2. Payment Processing3. Pricing & Fees4. Non-Refundable Policy5. Free Trial6. Chargebacks7. Cancellation8. Billing Disputes9. Contact Us

1Overview

This Billing & Refund Policy (“Policy”) governs all payments, subscriptions, and financial transactions made through The Local Gem platform (“Platform”). By making any purchase on our Platform, you agree to be bound by this Policy.

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Before You Purchase: We strongly encourage you to take advantage of our free trial period to evaluate our services before making a purchase. Once a purchase is made, it is non-refundable.

The Local Gem offers premium membership plans for business owners. All premium membership purchases are processed securely through Stripe, our third-party payment processor.

2Payment Processing

2.1 Payment Provider

All payments are processed securely by Stripe, a PCI-DSS Level 1 certified payment processor. The Local Gem does not store your credit card information directly. By making a payment, you also agree to Stripe's Terms of Service.

2.2 Accepted Payment Methods

  • Major credit cards (Visa, Mastercard, American Express, Discover)
  • Debit cards with Visa or Mastercard logo
  • Apple Pay and Google Pay (where available)

2.3 Payment Authorization

By providing your payment information and completing a purchase, you authorize The Local Gem (via Stripe) to charge the applicable fees to your payment method. You confirm that you are the authorized holder of the payment method used.

2.4 Currency

All prices are listed and charged in United States Dollars (USD). Currency conversion fees, if applicable, are determined by your bank or payment provider.

3Pricing & Fees

3.1 Premium Membership Pricing

PlanPriceBillingRefundable
Annual Premium$199 USDPer year❌ No
Early Access$99 USDPer year (50% off, limited spots)❌ No
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All purchases are final. The prices listed above are non-refundable once payment is processed. Please ensure you understand and accept this before completing your purchase.

3.2 Taxes

Prices may not include applicable taxes. You are responsible for any sales tax, VAT, or other taxes required by your jurisdiction.

3.3 Price Changes

We reserve the right to change our pricing at any time. Existing members will not be affected by price changes during their current billing period. Early access pricing is limited to the first qualifying applicants and may be discontinued at any time.

4Non-Refundable Policy

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ALL PURCHASES ARE STRICTLY NON-REFUNDABLE

By completing a purchase on The Local Gem, you expressly acknowledge and agree that:

4.1 No Refunds Will Be Issued

All payments are final and non-refundable. Once your payment has been processed, you will not receive a refund under any circumstances, including but not limited to:

  • Change of mind after purchase
  • Failure to use the premium features
  • Dissatisfaction with the Platform or services
  • Technical issues on your end (device, browser, internet)
  • Business closure or change in business circumstances
  • Forgetting to cancel before trial period ends
  • Duplicate purchases made in error
  • Any other reason not explicitly covered

4.2 Acknowledgment Before Purchase

Before completing any purchase, you will be required to acknowledge that you have read and understood this non-refundable policy. By checking the acknowledgment box and completing your purchase, you confirm that:

  • You have read and understood this Billing & Refund Policy
  • You understand that all purchases are non-refundable
  • You waive any right to request a refund after purchase
  • You have evaluated the Platform through our free trial if desired

4.3 Recommendation: Use Free Trial First

We strongly recommend that you use our 7-day free trial to evaluate our premium features before making a purchase. The free trial gives you full access to all premium features with no obligation. If you cancel before the trial ends, you will not be charged.

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Not sure if Premium is right for you? Start with our free 7-day trial. You can cancel anytime before Day 7 and you will not be charged. This way, you can make an informed decision without financial risk.

4.4 No Exceptions

Our non-refundable policy applies universally and without exception. Our customer support team is not authorized to issue refunds or credits for any purchase. Please do not contact support requesting a refund, as the request will be denied.

4.5 Legal Enforceability

This non-refundable policy is a material term of your agreement with The Local Gem. By making a purchase, you enter into a binding contract that explicitly waives your right to a refund. This policy is enforceable under applicable consumer protection laws, as you are provided with:

  • Clear disclosure of the non-refundable nature before purchase
  • A free trial option to evaluate services before committing
  • Explicit consent requirement (checkbox acknowledgment)
  • Access to this policy before completing payment

5Free Trial

5.1 Trial Period

We offer a 7-day free trial for new users to evaluate our premium features. During the trial period, you have full access to all premium features at no cost.

5.2 Trial Requirements

  • A valid payment method is required to start the trial
  • Your card will not be charged during the 7-day trial period
  • You may cancel at any time during the trial without being charged

5.3 After Trial Ends

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Important: If you do not cancel before the end of your 7-day trial, your payment method will be automatically charged the annual membership fee. This charge is non-refundable.

5.4 How to Cancel Trial

To cancel your trial and avoid being charged:

  • Log into your account
  • Go to Account Settings
  • Click “Cancel Trial” before Day 7
  • You will receive a confirmation email

5.5 Trial Limitations

  • One free trial per user/business
  • Free trial is not available for users who have previously had a premium account
  • We reserve the right to modify or discontinue the free trial at any time

6Chargebacks & Payment Disputes

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Filing a fraudulent chargeback is illegal. If you dispute a legitimate charge with your bank after agreeing to our non-refundable policy, you may face account termination and legal action.

6.1 Chargeback Policy

Filing a chargeback or payment dispute with your bank or credit card company for a legitimate purchase is a violation of this agreement. By making a purchase, you agree that:

  • You will not file a chargeback for any purchase you authorized
  • You acknowledged the non-refundable policy before purchase
  • Any chargeback filed in bad faith may result in legal action

6.2 Consequences of Chargebacks

If you file a chargeback for a legitimate charge:

  • Your account will be immediately suspended
  • You will lose access to all premium features
  • We will provide evidence to your bank/card issuer disputing the chargeback
  • You may be held liable for chargeback fees and collection costs
  • We reserve the right to pursue legal remedies for fraudulent chargebacks

6.3 Legitimate Disputes

If you believe a charge was made in error (e.g., technical duplicate, unauthorized access to your account), please contact us at billing@thelocalgem.com before filing a dispute with your bank. We will investigate and resolve legitimate billing errors promptly.

7Cancellation

7.1 Annual Membership

Annual memberships renew automatically each year. You may cancel at any time to prevent future charges, but no refund will be issued for the current billing period. Your access continues until the end of your paid period.

7.2 Free Trial Cancellation

You may cancel your free trial at any time before the trial period ends. If cancelled before Day 7, you will not be charged. Cancellation instructions are provided in Section 5.4 above.

7.3 Account Deletion

If you delete your account while you have an active membership:

  • You will lose access to premium features immediately
  • No refund will be provided for remaining time
  • Your membership cannot be transferred to another account

7.4 Termination by The Local Gem

We reserve the right to terminate accounts that violate our Terms of Service. If your account is terminated for policy violations:

  • No refund will be provided
  • You may appeal the termination within 14 days
  • Reinstatement is at our sole discretion

8Billing Disputes & Support

8.1 Billing Questions

If you have questions about a charge on your statement, please contact us at billing@thelocalgem.com. Include your:

  • Account email address
  • Date of the charge
  • Amount charged
  • Last 4 digits of the card used

8.2 Technical Billing Issues

In cases of genuine technical error (duplicate charge, wrong amount), we will investigate and resolve the issue. Examples of legitimate billing issues:

  • Duplicate charges for the same transaction
  • Charged amount different from displayed price
  • Unauthorized charges (if your account was compromised)

8.3 What Is NOT a Billing Issue

The following are not considered billing errors and will not result in a refund:

  • Forgetting to cancel free trial
  • Change of mind after purchase
  • Not using the premium features
  • Expecting features that were not advertised

8.4 Response Time

We aim to respond to all billing inquiries within 48-72 business hours.

9Contact Us

For billing-related questions or to report a technical billing issue:

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Billing Support

billing@thelocalgem.com

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General Support

support@thelocalgem.com

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Website

www.thelocalgem.com

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Please note: Our support team is not authorized to issue refunds. Do not contact support expecting a refund exception, as all purchases are non-refundable per this policy.

We aim to respond to all inquiries within 48-72 hours.

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Final Reminder

All purchases on The Local Gem are final and non-refundable. By completing a purchase, you acknowledge that you have read, understood, and agree to this Billing & Refund Policy. If you are unsure about purchasing, please use our free 7-day trial first.

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